What is pre and post hospitalization?

Pre-hospitalisation expenses are medical costs incurred by the insured before getting admitted in a hospital. Post-hospitalisation expenses are medical costs incurred after discharge from the hospital. These are covered by most health insurers. More.

What is the meaning of domiciliary treatment?

Domiciliary Hospitalization means medical treatment for illness/disease/injury which in the normal course would require care and treatment at a hospital but is actually taken while confined at home under any of the following circumstances.

Is D&C covered in mediclaim India?

Mediclaim insurance covers expenses on hospitalisation for a minimum period of 24 hours. This time limit factor is not applicable in the case of treatments such as dialysis, chemotherapy, lithoripsy, radiotherapy, eye surgery, dental surgery, tonsillectomy, D&C taken in hospital/nursing homes.

Is angioplasty covered by insurance?

Yes, angioplasty is covered in heart health insurance plans.

What all is covered in post hospitalization?

Post hospitalization expenses are expenses that are covered after the insured has been discharged from the hospital. Post-discharge expenses like medicine, follow-ups, and tests are covered under the post-hospitalization expenses. The insurance company provides coverage to people up to 60 days post-discharge.

What all is covered under pre hospitalization expenses?

Q1) What is usually covered under pre-hospitalisation expenses? A pre-hospitalisation cover usually includes the expenses incurred for the tests before the patient is admitted in the hospital. For example, the cover includes expenses for X-rays, CT scans, MRI scans, consultation fees for physicians, etc.

How do I claim domiciliary?

Domiciliary hospitalisation cover has a waiting period, so you can file a claim only if the waiting period is over. To avail the benefit, you must submit necessary documents and the treating doctor’s letter to the insurance company, stating the reason for domiciliary hospitalisation.

What is domiciliary benefit?

Domiciliary hospitalization is a benefit in many health insurance plans wherein the policyholder is considered as hospitalized even when they are getting treatment at home. Since a health insurance covers hospitalization, the insurer is bound to pay for medical treatment in such a scenario.

What diseases are not covered by insurance?

List of Diseases Not Covered Under Health Insurance

  • Congenital Diseases/Genetic Disordered.
  • Cosmetic Surgery.
  • Health issues due to consumption of drugs, alcohol, and smoking.
  • IVF and Infertility Treatments.
  • Pregnancy Treatment.
  • Voluntary Abortion.
  • Pre-existing Illnesses.
  • Self-Inflicted injury.

What is waiting period for health insurance?

​​Waiting period is the time span during which you cannot claim some or all benefits of the health insurance from your insurance provider i.e. you must wait for a specified amount of time before you make a claim. The duration of the waiting period and its terms and conditions vary from company to company.

How long can you live with stents?

When you have a stent placed, it’s meant to be permanent. Stents can stay in your body without breaking down over time. However, stents only treat one area where your artery has narrowed or closed. They don’t treat the underlying condition of vascular disease.

What is the procedure to open a PPF account in SBI?

Once transfer in documents are received at SBI branch, customers are required to submit fresh PPF account opening form (Form A) and Nomination form (Form E/ Form F in case of change of nomination), along with their original passbook . Also customer is required to submit a fresh set of KYC documents.

How to contribute to PPF account from bank account?

In the box that pops up enter the bank account number from which you want to contribute to your PPF account. Also, provide your PAN number and branch code for the bank to proceed.

How to close PPF account after 15 years?

You can close a PPF account after completing 15 years from the date of opening the account. The procedure is given below. Step 1: Fill up the relevant information in Form C and attach your PPF passbook. Step 2: Submit this to the relevant Post Office branch where the account is held.