In some occasions, you will have to write an essay in the extremely short amount of time on the exam in college or high school. Also, you may be a little bit of a procrastinator, and find yourself in a situation when the paper is due tomorrow morning, and you have not even chosen the topic yet. Even though a last-minute essay cannot look as great as a work prepared successively and carefully within the whole time given, you still have a chance to submit a decent paper. The working process will require your full attention and a lot of effort, even if you are assigned a simple essay. However, if you learn the next few tips, the essay writing will seem significantly easier and feasible even when you are short on time.

Firstly, clean up your working space to get started. Make sure you have everything you need on the table, take a pen, a few sticky notes, your laptop, and read through the assignment requirements. In case no prompt is given, search for good essay topics, and pick a few uncommon and interesting ones you will be able to write about. Making a final choice, think which topic is the most relevant to your current studies and will not take too much to research.

Afterwards, look for the most trustworthy sources or the ones you are certainly allowed to use. If you are not sure, access the online library or any free services where you can look for the books and articles for your essay. Use sticky notes to write down the information and put them in front of you to see how much data has been gathered and if you need to continue researching. Reread these notes from time to time and cross out the info you do not find relevant anymore.

When you have the data you need to produce a quality work, it is crucial to think about the structure of the future paper. If you are not sure how to write an essay outline properly, check what your essay type is first. Each type is organized differently, so you need to look up the structure every time you are given an essay homework. You can also search for an example of the essay on your topic, and adhere to its outline. No matter what kind of essay you are going to write, it is important to start with a thesis statement. It should declare what problem you will review in the paper, and which facts or arguments you will use to do it professionally. As these arguments will be discussed in the main part of the essay, outline the body paragraphs and put down a few sentences with the rough description of each paragraph. Think of the way you will engage the reader in the introduction, and which thought will be conclusive for the paper. When the direction of the work is clear from the outline, use it to draft the first version of the essay.

If you are not used to model essay writing, do not worry - your draft should not necessarily look like a masterpiece. It is only the depiction of your thoughts, and as you will have them written down, it will be easier to create a good essay. There is no best way to write an essay, so trust the working methods you usually use. You may like taking short breaks once in a few minutes, or write everything in one sit - just make sure to keep the focus on writing and avoid the urge to call a friend or watch something online. Thus, you will finish the paper faster, and will not feel guilty for engaging in other activities afterwards.

Do not forget to go through the essay a few times after the completion. Everyone makes typos and mistakes by accident, but it is about you to find and fix them before your teacher does. If you need help with an essay editing, try asking a friend or a family member to read and analyze your work. Also, you can order editing services in case your paper needs to be perfectly polished so that you can submit an ideal essay and get an excellent grade.

As these steps are simple to follow, you will not have any problems coping with an essay on time. Try the whole procedure at least once, and you will not have to use any other tips preparing an essay paper during your studies!

What is the interest rate of PNB for home loan?

Some of the housing loans offered are – PNB Max Saver, PNB Gen-Next Housing Finance, PNB Pride Housing loan. The bank offers home loan in excess of Rs. 75 lakh at attractive interest rates. Interest Rate: 6.75% p.a. to 7.95% p.a.

Which bank gives lowest interest for mortgage?

5 banks offering lowest home loan interest rates

BANK NAME RLLR Minimum Interest Rate(%)**
Bank of Maharashtra 6.8% 6.4%
Bank of Baroda 6.5% 6.5%
Bank of India 6.85% 6.5%
Kotak Mahindra Bank 6.5% 6.55%

Will mortgage rates stay low in 2021?

Although the average 30-year and 15-year fixed mortgage rates have dipped recently, it’s likely that rates will increase in the second half of 2021. Some experts forecast mortgage rates to stay fairly low this summer. So the rise in rates may be less severe than originally anticipated.

Which bank is best for home mortgage loan?

Mortgage Loan Interest Rates Offered by Various Banks

Lender Interest Rate (p.a.) Loan Amount
ICICI Bank 9.40% Onwards Up to Rs.5 crore
State Bank of India (SBI) 1.60% above 1-year MCLR rate to 2.50% above 1-year MCLR rate Up to Rs.7.5 crore
Axis Bank 10.50% Onwards Up to Rs.5 crore
Citibank 8.15% Onwards Up to Rs.5 crore

What is the EMI for 20 lakhs home loan?

EMI Calculation for a 20 Lakh Home Loan with varying Tenors

Loan Amount Interest rate EMI
Rs. 20 lakh 6.70%* Rs. 17,551

How much home loan can I get on 50000 salary?

50,000, you can avail a loan amount of Rs. 37.28 Lakh for the same property….Home loan eligibility based on salary.

Age Net monthly income (in Rs.)
25,000 – 50,000 75,000
25 Years 18.64 lakh – 37.28 lakh 55.93 lakh
30 Years 18.64 lakh – 37.28 lakh 55.93 lakh
35 Years 18.64 lakh – 37.28 lakh 55.93 lakh

Will interest rates rise in 2022?

If the Fed follows through, that would amount to a total of 2.5 percentage points in rate increases this year, the most since 1994, leaving the benchmark rate at a range of 2.5% to 2.75% by the end of 2022.

Where will mortgage rates be in 2022?

Mortgage Bankers Association (MBA): “Mortgage rates are expected to end 2022 at 4.8%–and to decline gradually to 4.6%–by 2024 as spreads narrow.”

What is the EMI for 30 lakhs home loan?

Current EMI for ₹ 25 Lakh loan is ₹ 15,802, and EMI for ₹ 30 Lakh loan is ₹ 18,962 for a 30 year loan at the minimum interest rate.

How much loan can I get on 35000 salary?

“How much home loan can I get on my salary?” If you are a salaried employee and you plan to own a house, this is the first question that pops up in your mind….How Much Home Loan Can I Get?

Net Monthly Income (₹) Loan Amount (₹)
₹ 30,000 ₹ 17,09,806
₹ 35,000 ₹ 20,46,586
₹ 40,000 ₹ 23,83,366
₹ 50,000 ₹ 30,56,926

How much loan can I get on 65000 salary?

SBI Home Loan Eligibility Based on Salary

Monthly Income Loan Amount
Rs. 50,000 Rs.33,99,059
Rs. 55,000 Rs.41,54,405
Rs. 60,000 Rs.45,32,079
Rs. 65,000 Rs.49,09,752

What is the future for mortgage rates?

Experts are forecasting that the 30-year, fixed-mortgage rate will vary from 4.8% to 5.5% by the end of 2022. Here’s their more detailed predictions, as of mid-April 2022: Mortgage Bankers Association (MBA): “Mortgage rates are expected to end 2022 at 4.8%–and to decline gradually to 4.6%–by 2024 as spreads narrow.”

What are the best home mortgage rates?

– 30-year fixed-rate refinance: 3.125%, up from 2.940%, +0.185 – 20-year fixed-rate refinance: 2.750%, unchanged – 15-year fixed-rate refinance: 2.375%, up from 2.250%, +0.125 – 10-year fixed-rate refinance: 2.250%, up from 2.125%, +0.125

How do banks calculate interest on home loans?

The mortgage interest rate. This is the rate the lender charges you as the cost of financing.

  • The prime interest rate. The interest rate on your loan is often connected to the prime rate,or overnight rate,set by the Bank of Canada.
  • The amount you borrow.
  • The outstanding loan amount.
  • The loan term.
  • What is the typical interest rate for home loans?

    – APR. A loan’s APR encompasses the interest rate and fees to represent the total annual cost of borrowing. – Fees. In addition to costs already included in the APR, consider whether the lender charges late fees or prepayment penalties that may increase the overall cost of the loan. – Loan term. – Monthly payment amount. – Discounts.

    What is the real rate of interest on the loan?

    The current average rate for the 30-year loan is now nearly half a percentage point higher than it was a year ago. The 15-year fixed-rate mortgage, meanwhile, dipped four basis points to an average of 2.34%. The 5-year Treasury-indexed adjustable-rate mortgage averaged 2.45%, unchanged from the previous week.

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