How can I calculate my Pag-IBIG contribution?
To compute your Pag-IBIG monthly contribution, follow this formula: monthly compensation amount x employee or employer share. For example, if you’re earning ₱4,000 per month, your Pag-IBIG monthly contribution is ₱80 (4,000 x 0.02 = 80), with your employer also paying ₱80.
How can I check my total Pag-IBIG contribution online?
Using just your smartphone or computer with internet connection, you can easily access the Virtual Pag-IBIG by visiting www.pagibigfund.gov.ph, and clicking on the Virtual Pag-IBIG, For Members link on the main menu. You may also click www.pagibigfundservices.com/virtualpagibig/ to directly access Virtual Pag-IBIG.
How is Pag-IBIG total accumulated value calculated?
Your Total Accumulated Value (TAV) consists of all your remitted contributions, employer share (if any), and total dividend earnings in your account—from your first remittance to the latest one. The HDMF uses the TAV to determine how much to lend to member-borrowers.
How much is Pag-IBIG contribution per month?
Pag-ibig contribution is capped at P5,000 of an employee’s monthly basic salary. This means that the monthly maximum Pag-ibig employee contribution is P100 and the maximum Pag-ibig employer’s contribution is also P100.
How is Pag-IBIG contribution 2022 calculated?
The maximum monthly salary used for Pag-IBIG contribution computation is Php 5,000. This means if your monthly salary is Php 5,000 or higher, your contribution is computed as follows: Employee’s share: Php 5,000 x 0.02 = Php 100. Employer’s share: Php 5,000 x 0.02 = Php 100.
How do I get MDF online?
For some member who do not have a copy of the MDF form, here are some ways to have one:
- Send an email to Pag-IBIG via [email protected] email address and request for a copy of your Pag-IBIG MDF form.
- Download the MDF form online, print the form, and hand-written the details.
What is total accumulated value?
Accumulated value, also referred to as accumulated amount or cash value, is calculated as the sum or total of the initial investment, plus interest earned to date. It’s the total amount an investment currently holds, including the capital invested and the interest it has earned to date.
How do I claim my Pag-IBIG 10 years?
How to claim your Pag-IBIG contributions
- Visit the Pag-IBIG branch where your membership records are filed.
- Submit all basic and condition-specific requirements. Wait for document verification.
- Receive the Provident Benefits Acknowledgement Receipt.
- Claim your Pag-IBIG lump sum check in the date indicated in the receipt.
Can I withdraw my Pag-IBIG contribution after 5 years?
Membership Maturity If you’re a Pag-IBIG Overseas Program (POP) member, you can claim your contributions at the end of five, 10, 15, or 20 years, depending on the option you chose during your membership registration.
How is Pag-IBIG contribution 2021 calculated?
The Pag-IBIG monthly contribution will be 2% of ₱5,000 set maximum limit which the amount should be ₱100 (calculated as ₱5,000 x 0.02). In cases when your monthly salary exceeds ₱5,000, your monthly contribution remains at ₱100 and employer’s counterpart (2%) also remains at ₱100. A total of ₱200 monthly contribution.