How much interest does Harley-Davidson charge?
Rates start at 3.49% APR10 for new Harley‑Davidson® motorcycles with $0 down10 options available.
What is a good interest rate on a motorcycle loan?
For street motorcycles, rates range from 3.75% to 4.50%; its lowest advertised rates include 0.50% discount for automatic payments and making payments from a DCU checking account. Off-road motorcycles have higher interest rates, with rates ranging from 8.10% to 8.60%.
What bank does Harley-Davidson use for financing?
Eaglemark Savings Bank (ESB)
Financing Offer available for Used Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval.
What credit score is needed for a Harley?
The baseline minimum score to qualify for the Harley-Davidson Credit Card is 660, which is the bottom of the “good credit” range. But simply having a 660 credit score doesn’t guarantee you of approval.
How many months can you finance a Harley-Davidson?
Financing offer is available to well-qualified applicants only, and only for up to an 84-month term, with the exception of all Harley-Davidson Street® XG models, which have a maximum term of 72 months. The APR will vary based on the applicant’s past credit performance and the term of the loan.
How many months can you finance a motorcycle?
Keep in mind that motorcycles tend to depreciate in value rather quickly, and most financing options are restricted to 36 to 60 months. Assign any of your cash assets as a down payment. The larger your down payment the more manageable your loan.
What is a good credit score to buy a motorcycle?
Most lenders require a credit score of 620 in order to get motorcycle financing. If your score is below 620, you may still be able to find a lender to work with you.
How long should I finance a motorcycle?
An ideal motorcycle loan should have a life of 24 to 36 months, and definitely no more than 60 months.
What credit score is needed to finance a motorcycle?
There’s no minimum credit score required for a motorcycle loan, but the better your score, the easier it may be to qualify for better rates and terms. In general, a higher credit score will lead to a lower interest rate on your loan and, therefore, less spent on interest charges over the life of the loan.
How do I pay off my Harley?
Making Online Payments
- Go to the Account Activity page, and select the appropriate account from the drop-down menu.
- Click the “Make Payment” button.
- Enter the Harley-Davidson® Financial Services account number and last four digits of the primary account holder’s social security number.
Is it easy to get financed through Harley?
Harley-Davidson dealerships offer loans on both new and used models, with most people qualifying for interest rates as low as 3.49%. There is no minimum credit score to be approved for a loan, and military members may also qualify for reduced rates, flexible term options, and a $0 down payment.
Can I get a motorcycle with a 600 credit score?
What is the interest rate on a Harley Davidson loan?
This 7.99% offer is available on new Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan.
What is Harley-Davidson Financial Services Canada (hdfsc)?
Buying a Harley-Davidson® motorcycle is an exhilarating experience and no one understands it better than Harley-Davidson Financial Services Canada (HDFSC). As a subsidiary of Harley-Davidson Inc., HDFSC is committed to providing financing programs designed to help H-D® motorcyclists fulfill their dreams.
What is the federal tax credit for a new Harley Davidson?
Federal tax credit may be 10% of the cost of the qualified vehicle, up to $2,500. Availability and eligibility vary, may change without notice and are beyond the control of Harley-Davidson. Eligibility and amount of credits and rebates depend on your personal situation.
Is there a financing offer for a Harley Davidson motorcycle?
Financing Offer available only on new Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 7.99% offer is available on new Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term.